Should I Buy or Lease?

Signing paperwork

While many San Leandro drivers dread the car shopping experience, the team at McKevitt Alfa Romeo of Berkeley strives to make the process an enjoyable one. After finding the vehicle of your dreams, you may be wondering about leasing vs. buying. The choice really comes down to what is best for your driving needs and budget. What may be right for some Walnut Creek drivers may not be right for others. Each option has its own unique set of advantages, which is why we have compiled this quick guide below. We want to make your decision as easy as possible when you ask, “Should I buy or lease?”


Why Should I Purchase My Vehicle?

  • No Mileage Restrictions: If you like the idea of driving as much as you want without limits, there are no mileage restrictions if you decide to finance.
  • Total Ownership: Once the final payment is made, the vehicle is fully yours.
  • Customization: If you want to create a vehicle that is truly your own, financing allows you to modify the car as you see fit.
  • Ability to Sell: Because you are not locked into a lease agreement, you have the freedom to sell it anytime you want.
  • Less Cost Over Time: While you’ll likely spend more upfront, vehicle ownership becomes less costly as you work toward paying off your loan. The longer you have the vehicle, the more affordable it becomes.

Why Should I Lease My Vehicle?

  • Lower Payments: One of the main reasons Fremont drivers decide to lease is the lower monthly payment and down payment. 
  • Less Sales Tax: In most states, leasing a vehicle drastically lowers sales tax. In fact, you may only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: Getting your next leased vehicle is a hassle-free process. Bring your current vehicle back to the dealership, take care of any fees that still remain, and select a new vehicle of your choice. You don’t have to worry about selling the car when it’s time for something new. 
  • Great Coverage: As long as you don’t go over your mileage limits, much of the maintenance on your vehicle will be covered by warranty for the duration of your lease.
  • Options: If you like the idea of driving a new car with the latest features every couple of years, leasing is a convenient way to do so.
  • High Approval Rate: Getting approved for a lease is usually easier than getting approved for financing.

For Stress-Free Financing, Visit McKevitt Alfa Romeo of Berkeley

Lease vs. buying: which sounds like the best choice for your driving needs and budget? If you still have questions, do not hesitate to reach out to the team at McKevitt Alfa Romeo of Berkeley. You can even get the process started before your visit if you prequalify for credit!

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